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Subject to approval. Property insurance required for all loans secured by property. Rates are subject to change daily. NMLS #613839.  May require you to take out private mortgage insurance, or PMI. Program conditions subject to change without notice. Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.